Adoption Update

The most up-to-date adoption news

Financial Risk in Domestic Adoption

Often times when an adoptive parent or couple is adopting domestically, there is great financial risk. Should you be matched with a child and proceed to pay the necessary fees, usually 10K or more your mind and heart wait anxiously for the bio-mom to continue with the adoption. However, there are those instances when the bio-mom decides to parent her child and you are left with no child and no money. Your money is gone and your heart is hurting. 

American Adoptions announced a new program for 2009 that helps to limit the financial risk for adoptive parents who find themselves in this situation. Click here to read about it. The goal is to protect adoptive parents from loosing any money for items such as living expenses and medical expenses should the bio-mom change her mind. From the research that I have done, I have found that this program claims to refund all money in the case of a failed placement. The program is for the placement of African American and biracial babies and the wait is approximately 0-6 months. Like always, I encourage you to do your own research to verify that this information is correct.

March 8, 2009 - Posted by | Uncategorized |


  1. You could avoid this altogether by taking the more ethical approach of refusing a pre-birth match.

    Comment by joy | March 10, 2009 | Reply

    • Good point. Thank you for your thought! Do you have any experience with that process of adoption? Adopting internationally or through the foster care system?

      Comment by adoptionupdate | March 11, 2009 | Reply

  2. No, I am adoption collateral, I am someone who was damaged by being adopted.

    Comment by joy | March 15, 2009 | Reply

    • I see. Thank you for your honesty and for your point of view. It is rare. Please continue to share your thoughts as things may come up.

      Comment by adoptionupdate | March 15, 2009 | Reply

  3. This option is available in all of our adoption programs, not just for the placement of African American or biracial children. Feel free to contact us at 1-800-ADOPTION for more details on our limited-risk adoptions.

    Comment by American Adoptions | March 17, 2009 | Reply

  4. You could further reduce the financial risk to prospective adopters by taking the money out of adoption, but then, I guess you’d be out of business.

    Comment by Carol | March 25, 2009 | Reply

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